At Surge Financial, we specialize in connecting businesses with the funding they need to thrive. As a trusted business loan brokerage, we help companies of all sizes access tailored financing solutions designed to support growth, improve cash flow, and strengthen operations.
Our goal is simple: to provide fast, transparent, and dependable business financing. Whether you’re expanding your team, purchasing new equipment, or bridging temporary cash flow gaps, we provide access to flexible funding options that match your goals and budget.

Affordable, long-term financing backed by the U.S. Small Business Administration
SBA loans are one of the most dependable ways to access financing with low interest rates and long repayment terms. They’re backed by the government, making them easier to qualify for and ideal for business expansion, refinancing, or purchasing property.
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Designed for property purchases and large-scale business projects
If your business is ready to expand or invest in major upgrades, commercial financing can provide the capital you need. We connect you with lenders who offer flexible terms, helping you finance real estate, renovations, or large equipment purchases efficiently.
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Fast, accessible funding for everyday operations
Our standard small business loans are built for speed and convenience. They provide quick access to cash for payroll, marketing, inventory, or short-term opportunities without the slow turnaround of traditional banks.
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Short-term funding to keep your business running smoothly
A working capital loan helps cover temporary cash flow gaps, making it ideal for managing seasonal fluctuations, new hires, or day-to-day expenses. These loans give you the flexibility to stay on track without interrupting long-term plans.
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Flexible, ongoing access to funds when you need them
A business line of credit works like a financial safety net. Borrow what you need, repay it, and use it again, giving you full control over your cash flow. It’s a smart option for handling emergencies, opportunities, or unpredictable expenses.
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Upgrade your business tools without large upfront costs
Whether you need machinery, vehicles, or new technology, equipment financing lets you spread payments over time so you can preserve working capital while staying competitive.
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To qualify for funding through Surge Financial, your business should meet the following criteria:
These requirements help ensure a strong financial foundation while enabling us to connect you with the right funding partners for your needs.
Our process is designed for speed and simplicity. Once you submit your application, you can receive approval in as little as 3 to 6 hours, with funding available shortly after.
We offer financing solutions ranging from $10,000 to $5 million, allowing us to serve both small businesses and established enterprises nationwide.
We proudly serve clients across the United States, providing personalized financial solutions that support growth at every stage. Regardless of where your business operates, our dedicated team is ready to help you access funding that aligns with your goals.
At Surge Financial, we combine experience, integrity, and speed to deliver the funding solutions that drive success. Whether you’re expanding, upgrading, or planning your next move, we’re here to help you make it happen.
Get funded today! Get in touch with our team today to get started.