Business Capital Solutions & Real Estate Financing

Capital Solutions Built
Around Your Business

Surge Financial helps businesses and real estate investors access the right financing for their situation. We work with a wide range of funding sources across business and real estate to match you with options that actually fit.

No upfront fees. No hard credit pull. No commitment required.

$5M+
Max Capital Placement
500+
Deals Closed
$0
Upfront Fees to Surge
50
States Served
Business Term Loans·
Revenue Based Financing·
SBA 7(a) Loans·
SBA 504 Loans·
Equipment Financing·
Business Line of Credit·
Bridge Loans·
Hard Money Loans·
DSCR Loans·
Ground-Up Construction·
Non-QM Loans·
Bank Statement Loans·
Business Term Loans·
Revenue Based Financing·
SBA 7(a) Loans·
SBA 504 Loans·
Equipment Financing·
Business Line of Credit·
Bridge Loans·
Hard Money Loans·
DSCR Loans·
Ground-Up Construction·
Non-QM Loans·
Bank Statement Loans·
What We Do

Two Categories. One Trusted Partner.

Whether you need working capital or real estate financing, we work with a wide range of funding sources to help you find options that fit.

Business Funding

Term loans, SBA loans, lines of credit, equipment financing, and revenue based funding structured around your business profile.

Explore Business Funding →

Real Estate Financing

Hard money, DSCR, bridge loans, ground-up construction, and non-QM for residential and commercial investors at every scale.

Explore Real Estate →
Recent Approvals
Restaurant Group
Approved
Restaurant Group
Equipment Financing
Approval$200,000
Healthcare Clinic
Approved
Healthcare Clinic
SBA Loan
Approval$250,000
Real Estate Investor
Approved
Real Estate Investor
Bridge Loan
Approval$2,000,000
Construction Co.
Approved
Construction Co.
Working Capital
Approval$500,000
Retail Store
Approved
Retail Store
Business Term Loan
Approval$150,000
Tech Startup
Approved
Tech Startup
Line of Credit
Approval$300,000
Restaurant Group
Approved
Restaurant Group
Equipment Financing
Approval$200,000
Healthcare Clinic
Approved
Healthcare Clinic
SBA Loan
Approval$250,000
Real Estate Investor
Approved
Real Estate Investor
Bridge Loan
Approval$2,000,000
Construction Co.
Approved
Construction Co.
Working Capital
Approval$500,000
Retail Store
Approved
Retail Store
Business Term Loan
Approval$150,000
Tech Startup
Approved
Tech Startup
Line of Credit
Approval$300,000

Popular resources: Business line of credit · DSCR loans in Florida · Apply now

Why Surge

A Financing Partner Who Works For You

No cold portals, no runaround. A dedicated advisor reviews your situation, identifies the right options, and guides you from first conversation through funding.

Learn More About Surge →

No Hard Credit Pull

We review your situation without any impact to your credit profile.

Dedicated Capital Advisor

One advisor manages your file from the initial conversation through to funding.

Access to Multiple Options

Your situation is evaluated against a wide range of funding sources so you see real options.

The Process

Three Steps From Conversation to Capital

Our process is straightforward. You share your situation, we identify the right options, and you choose the path forward. Most business clients receive funding within one to three business days of final approval. Real estate closings vary by product and transaction complexity.

1
Step One

Tell Us About Your Business

Fill out a short intake form. It takes about two minutes and does not affect your credit. We collect the basics: industry, monthly revenue, time in business, and what you are trying to accomplish.

2
Step Two

We Identify Your Options

Your advisor reviews your situation and matches it against the right programs available to us. We present the options that make sense for your specific profile, with clear terms and no pressure.

3
Step Three

Review, Decide, and Move Forward

You review the options, choose the structure that fits, and your advisor handles the rest through to funding. Most business clients are funded within one to three business days of approval.

Why Surge Financial

Why Business Owners Choose Surge

Most businesses approach financing reactively, filling out forms and waiting to hear back. We do it differently. Our team takes a consultative approach from the first conversation, evaluates your full picture, and works to identify the right options for your situation. No cold portals, no guessing, no inflated expectations.

$2B+
Capital facilitated
500+
Deals Closed
$0
Upfront Fees to Surge
1–3 Days
Business Days to Fund

Clear, Fast Process

We move efficiently from intake to options to funding. No unnecessary delays, no repeated information requests.

No Upfront Fees

You only pay if and when your deal closes.

Dedicated Capital Advisor

One advisor manages your file from the initial conversation through closing. No hand-offs, no call centers.

Access to Multiple Options

Your situation is evaluated against a wide range of funding sources so you see real options, not a single take-it-or-leave-it offer.

Client Stories

What Our Clients Are Saying

5.0
9 reviews
See All Reviews on Google

"These guys dig deep and don't stop until touchdown."

CW
Christian Winstead
4 months ago

"Everything I have to say about Daniel Nelson Is A+ He has always treated me with care and respect and his Honesty about Business is almost rare these days.. Daniel finally referred me to a group that was able to help me for what I needed!! I can say because of his work he saved my Business!! Financial Advisors like Daniel speak very highly of Surge Financial!!!"

LH
Lupac Health Group
4 months ago

"From the very first call, I knew Brandon, Bobby, and the team were the real deal. They closed my bridge loan in just a few days, which is almost unheard of in a world where speed usually gets tangled up in red tape. These guys moved fast, communicated clearly, and truly understood what I was trying to accomplish. Brandon, Bobby, and team are absolute pros, and I'd recommend them without hesitation."

NG
Nate Golden
4 months ago

Ready to Explore Your Options?

There is no cost to start. Share your situation and one of our advisors will walk you through what is available for your business or your deal. No commitment required.

Start the ConversationNo hard credit pull. No upfront fees. Nationwide coverage.
Popular Guides

Resources to Help You Fund Smarter

Explore our most-read financing guides and industry resources to find the right capital for your business or investment.