Financing Built for Commercial Real Estate Investors
Commercial real estate investing demands advisors who understand asset classes, deal structures, and the difference between stabilized and transitional properties. Conventional banks move too slowly and have too many restrictions for most CRE investment strategies. Surge Financial identifies commercial financing programs that evaluate the asset and the deal, not just the borrower's personal income.
We work across office, retail, industrial, flex, self-storage, hospitality, medical office, mixed-use, and multifamily 5+ units. Whether it is a straightforward acquisition or a complex value-add repositioning, our team will identify the right product and lender for your deal.
AT A GLANCE
Common Funding Needs
Every business in this industry has unique capital needs. Here are the most common reasons our clients seek funding.
Acquisition Financing
Fast capital to close on office, retail, industrial, mixed-use, or multifamily properties.
Value-Add Repositioning
Financing for properties being repositioned, renovated, or repositioned for higher rents.
Bridge to Permanent
Short-term financing while a property is being stabilized before permanent financing.
Cash-Out Refinancing
Pulling equity from a stabilized commercial asset to fund additional acquisitions.
Distressed Property Acquisition
Financing for properties that do not qualify for conventional commercial financing due to occupancy or condition.
Recommended Funding Solutions
Bridge Loans
6–36 month bridge financing for commercial acquisitions and value-add projects.
Learn More →Hard Money Loans
Asset-based financing for commercial properties needing speed or unconventional underwriting.
Learn More →General Requirements
Requirements vary by product. Final approval is determined by the lender.