What You Need to Qualify for Business Funding

At Surge Financial, we believe that access to capital should be straightforward and stress-free. We’ve outlined clear qualification criteria that help us match your business with the right funding solutions.

Minimum Requirements

To qualify for business funding through Surge Financial, applicants must meet the following criteria:

Credit Score
0 +
Annual Revenue
$ 0 +
Time in Business
0 Years +

Loan Amounts and Terms

Our funding programs are designed to accommodate small businesses and help them grow.

  • Funding Range: $10,000 to $5 million
  • Approval Time: As fast as same day
  • Funding Speed: Receive funds shortly after approval

We know that time is critical for business owners. That’s why our streamlined process ensures quick evaluations, transparent communication, and prompt access to capital when you need it most.

Supporting Documentation

To verify eligibility and process your funding application, we may request the following documentation:

  • Recent bank statements (3–6 months)
  • Latest business tax returns
  • Profit and loss statement or balance sheet
  • Proof of business ownership and legal entity
  • Government-issued photo identification

Our funding specialists will guide you through every step of the process, ensuring your application is complete and accurate before submission.

Nationwide Service, Local Expertise

We proudly serve businesses across the United States, offering nationwide funding access supported by a personalized, consultative approach. Our goal is to help you secure the capital you need while building long-term financial confidence.

Revenue Growth

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Many Options

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Client Support

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Start Your Application Today

At Surge Financial, we make business funding simple, transparent, and accessible. Whether you’re planning to expand, upgrade equipment, or strengthen cash flow, our experts are ready to help you find the right financial solution.