Simple answers for busy business owners.
Once your application and recent bank statements are submitted, our team works efficiently to review your information and provide next steps. Turnaround time depends on the completeness of your documents and the specific details of your business, but the process is designed to move forward without unnecessary delays.
Submitting everything upfront helps keep things moving smoothly.
We partner with established businesses that show consistent revenue and steady operations. You’re a strong candidate if you meet these benchmarks:
These basics help us match you with programs that offer better terms and higher funding limits. If you’re close to qualifying, we can still review your application and explore options.
Yes. All deposits and payments must run through a business checking account. This helps us review your revenue accurately, keep the process moving quickly, and match you with the best funding options for your business.
We make the entire process quick and stress-free:
You can qualify for anywhere from $10,000 to $5 million. The exact amount depends on your revenue, cash flow, credit, and overall financial profile. Stronger financials typically open the door to higher limits and more flexible repayment structures.
We offer a full range of financing solutions to support everyday operations, equipment needs, and long-term growth:
Each option serves a different purpose, and we’ll help you choose the one that fits your goals.
We provide funding to businesses nationwide. No matter where you’re located in the United States, we can review your application and match you with available programs.
We work with a diverse range of industries, including retail, construction, healthcare, transportation, restaurants, professional services, and many others. If your business falls outside of common categories or operates in a specialized niche, our team can review it and inform you of the available options.
Your initial application only requires a soft credit pull, which does not impact your score. A hard inquiry might be needed later if you move forward with a specific offer.
Most clients receive their funds within 24 hours of approval and completing the final paperwork. Some products, like SBA loans, may take longer due to government guidelines, but fast-moving programs—like working capital—fund very quickly.
No. Applying simply lets you see what you qualify for. Reviewing your options is completely free, and you’re never locked into an offer until you choose to proceed.
There are no upfront or application fees. If a funding option includes fees, they’ll be clearly disclosed in your offer before you sign anything.
At Surge Financial, we make business funding simple, transparent, and accessible. Whether you’re planning to expand, upgrade equipment, or strengthen cash flow, our experts are ready to help you find the right financial solution.
