Financing Built for Fix and Flip Investors
Successful fix and flip investing requires two things above all else: speed to close and reliable rehab funding. Missing on either one means losing deals to cash buyers or getting stuck mid-renovation. Surge Financial advises on hard money and bridge financing for residential investment properties and moves at the pace the market demands.
Whether you are flipping your first single-family home or running multiple projects simultaneously, our lender network has products that cover your acquisition, fund 100% of your renovation through a draw schedule, and give you the runway to execute and exit profitably.
AT A GLANCE
Common Funding Needs
Every business in this industry has unique capital needs. Here are the most common reasons our clients seek funding.
Acquisition Financing
Moving fast on a distressed property before another buyer closes.
Rehab Funding
Covering the full cost of renovation including materials, labor, and carrying costs.
Portfolio Scaling
Taking on more deals simultaneously with efficient deal-level financing.
Bridge to DSCR
Flipping a property and deciding to hold: refinance into a DSCR product instead of selling.
Recommended Funding Solutions
Hard Money Loans
Asset-based, fast close in 5–10 days, up to 90% of purchase and 100% of rehab.
Learn More →Fix and Flip Loans
Purpose-built for residential fix and flip with acquisition and rehab in one loan.
Learn More →General Requirements
Requirements vary by product. Final approval is determined by the lender.